Terms & Disclosures

Last Updated: October 2025

Welcome to Advanced One Solutions. Please read these Terms & Disclosures carefully. This page contains important legal information about our services, fees, limitations, and your rights as a client. By using our website or engaging our services, you acknowledge that you have read and understood these disclosures.

1. Non-Attorney Disclosure

Advanced One Solutions is not a law firm. We are not attorneys and do not provide legal advice or legal representation.

Our services are limited to document preparation based on information provided by you. If you need legal advice, legal interpretation, or legal representation, you should consult with a licensed attorney.

2. Scope of Service

We provide document preparation services.

Typical services may include, but are not limited to:

Preparing Qualified Written Requests (QWRs)
Assembling Documents
Drafting demand letters
Preparing supporting documents for submission by the client

We do not:

Provide legal advice or opinions
Represent clients in court or administrative proceedings
Negotiate with lenders or third parties on your behalf
File documents for you or act as your agent

Advanced One Solutions is not affiliated with any government agency, mortgage lender, or loan servicer.

3. No Guarantee of Results

We do not guarantee any specific outcome or result regarding your loan, foreclosure prevention, mortgage relief, or any other application.
Final decisions are made by third parties such as lenders or government programs, not by Advanced One Solutions.
Past results do not guarantee future outcomes.

4. Fees, Refunds & Cancellation Policy

All fees are disclosed in writing before services begin. We typically charge flat fees for document preparation services.

Clients may cancel services within [ 2 ] business days of engagement for a full refund, provided document preparation has not yet begun.

Once document preparation has started, fees may be partially or fully non-refundable, depending on work completed.

Refund requests must be submitted in writing to [insert company email] and will be reviewed promptly.

No additional or hidden fees will be charged beyond what is disclosed in your service agreement.

5. Client Responsibilities

To ensure accuracy and timely preparation of your documents, clients are responsible for:

Providing complete and accurate information and documentation

Reviewing all prepared documents carefully before signing or submission

Submitting their own documents to the appropriate third parties

Following up with lenders, agencies, or relevant parties after documents are prepared

Our services begin only after the required information and payment have been received.

6. Advertising & Affiliation Disclosure

Advanced One Solutions is not affiliated with the U.S. Government, any state agency, or your lender.

You may apply directly to your lender or through government programs at no cost.

We are a private, independent document preparation company.

7. Privacy & Data Protection

We value your privacy. All personal information is collected, stored, and processed in accordance with our Privacy Policy. https://advancedonesolutions.com/privacy-policy

Universal Service Disclosure

Disclosure: Advanced One Solutions provides administrative, clerical, and document-support services only. We are not attorneys, we are not a law firm, and we do not provide legal, financial, tax, or professional advice of any kind. Nothing on this website or in any communication from our company should be interpreted as legal advice, financial guidance, or professional counseling.

Advanced One Solutions does not negotiate with lenders or servicers, does not communicate with any third party on behalf of clients, and does not perform loan-modification, mortgage-assistance, debt-relief, credit-repair, or foreclosure-consulting services. We do not contact your lender, servicer, creditor, attorney, broker, government agency, or any third party for any reason.

All information, statements, documents, data, and materials used in any document are supplied solely and directly by the client. We do not verify, interpret, evaluate, or modify client-provided information, nor do we advise clients on what information they should provide.

Clients are entirely responsible for reviewing, approving, signing, submitting, and delivering their own documents; for ensuring the accuracy of all information they provide; and for all communication, negotiation, follow-up, or dispute-resolution with their own lender, servicer, creditor, or any other third party.

Advanced One Solutions does not represent clients, does not act as an agent or intermediary, and does not perform any activity that could be interpreted as legal representation, professional representation, or third-party advocacy.

Use of our services does not create an attorney-client relationship, a fiduciary duty, or any form of professional advisory relationship. Clients are encouraged to seek licensed legal, financial, or other professional counsel when needed.